Credit - Open Cash

What is Open Cash or Line of Credit?
A Line of Credit (LOC) is a flexible financial arrangement that allows borrowers to access a predetermined amount of funds as needed, up to a specified cred...
Thu, 24 Oct, 2024 at 3:34 PM
For what purpose can I use Line of Credit / Open Cash?
You can use a line of credit to cover various short-term expenses, such as managing cash flow, purchasing inventory, handling unexpected costs, or investing...
Thu, 24 Oct, 2024 at 3:35 PM
Who is eligible for a Business Line of Credit?
Businesses with an annual turnover of 20 lakhs or more, operate for at least 12 months in areas our service is available.
Thu, 24 Oct, 2024 at 3:35 PM
Is a business loan the same as a Line of Credit?
No, a business loan and a line of credit are not the same. A Business Loan provides a lump sum of money with fixed repayment terms, while a Line of Credit o...
Thu, 24 Oct, 2024 at 3:36 PM
Who can apply for Open Cash?
The following are the criterias for applying for Open Cash / Line of credit: Business entity type: Sole Proprietorship Credit score above 724 Business o...
Thu, 24 Oct, 2024 at 3:37 PM
How can I apply for Open Cash?
Follow the steps below to apply for Open Cash / Line of credit: Log in/Sign up to Open Money Navigate to the Credit Subsection Click “Unlock Now” under ...
Thu, 24 Oct, 2024 at 3:39 PM
I can see the Loan offer, what should I do next?
Once you get the loan offer, follow the steps mentioned below: Click on Accept Sign loan agreement and E-Nach document for auto-debit setup An OTP will ...
Thu, 24 Oct, 2024 at 3:40 PM
What are the documents required to apply for Open Cash?
The list of documents needed to apply for a Line of Credit are: Mandatory Documents PAN & Aadhar Latest 12 Months Bank statements (Current / Savings...
Thu, 24 Oct, 2024 at 3:41 PM
What is the tenure that I can avail of the facility?
Open Cash product is a bullet payment product whereby the utilized amount needs to be repaid within 45 days.
Thu, 24 Oct, 2024 at 3:42 PM
What is Bullet Payment?
Bullet payment is a single payment of Interest + Principal amount.
Thu, 24 Oct, 2024 at 3:43 PM